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We just made it through another heating season of record high prices while saving our members hundreds of dollars. That s right, NJCAOG members saved between $200-$450 this year! Our ability to negotiate below market prices on heating oil remains strong and has proven once again that our collective power is our best tool in securing a discount. The graph to the right is a comparison of the average retail price compared to the average NJCAOG price. It breaks it down over the 2004-2005 heating season by month; starting in October and running through April. As you can see, Oil Group Special points of interest: The Oil Group is in the process of designing a new website that will allow members to verify the daily price, access supplier information and renew online. Watch for it at: www.njcaoilgroup.com In order to reduce overhead and bring you even more savings, the Oil Group is embarking on a rejuvenated effort to collect email addresses from members. Please help us out by sending your updated email address to: oilgroup@njcitizenaction.org Feeling the heat due to rising costs? Many people are feeling the heat lately due to the rising costs of heating oil. In just one year, the cost of oil has risen 50%! Since this commodity is something that people rely on for heat and safety, it is important that consumers educate themselves on the product and understand what determines the price. Your supplier does not just pick a price out of the air and hope you will pay. The cost is actually attributed to many factors, domestic and international. The cost of the raw product, which is usually obtained from foreign countries, accounts for about 50% of the price. This price is affected by circumstances such as unrest in the Middle East, the labor disputes of South America and growing demand by developing countries like China and India. The cost of heating oil is also affected by domestic issues such as added security around refineries, rising transportation costs, the economy, and changing stock prices at which oil is trading. Incredible Savings in 04 -05 ! New Jersey Citizen Action Oil Group Your enrollment in the Oil Group also entitles you to membership with New Jersey Citizen Action. NJCA is the state s largest consumer watchdog organization. We organize, educate, and advocate in Trenton and Washington on key issues such as: quality healthcare for all, saving social security, community reinvestment, fair banking and affordable housing, lower energy rates, lead poisoning prevention, campaign finance reform, and public education. Visit us on the web and get involved. Join our E-Action Network to get issue updates and action alerts. Sign up at www.njcitizenaction.org State Utility Issues: New Jersey s largest utility company, PSEG, has announced plans to merge with Chicago-based Exelon Corp. PSEG currently serves 1.5 million residential gas customers and 1.8 million residential electricity customers who will be directly affected where it hurts the most  our wallets! NJCA believes consumers should not be subjected to further rate increases and risks to reliability and safety. Call BPU President, Jeanne Fox, at 1-800-624-0241 and tell her to oppose the PSEG buyout because it threatens to raise rates and won t benefit customers. Having trouble paying your utilities? The following programs may be able to help! The Universal Service Fund (USF), which if you are eligible, can lower your gas and electric bills. 1-866-240-1347 Low Income Home Energy Assistance Program (LIHEAP) also provides assistance in paying your home heating costs. 1-800-510-3102 Natural Gas vs. Oil Free Membership Opportunities! Opportunity limited to first 125 members or 5% of each supply area who wish to participate This story can fit 150-200 words. One benefit of using your newsletter as a promotional tool is that you can reuse content from other marketing materials, such as press releases, market studies, and reports. While your main goal of distributing a newsletter might be to sell your product or service, the key to a successful newsletter is making it useful to your readers. A great way to add useful content to your newsletter is to develop and write your own articles, or include a calendar of upcoming events or a special offer that promotes a new product. You can also research articles or find  filler articles by accessing the World Wide Web. You can write about a variety of topics but try to keep your articles short. Much of the content you put in your newsletter can also be used for your Web site. Microsoft Publisher offers a simple way to convert your newsletter to a Web publication. So, when you re finished writing your newsletter, convert it to a Web site and post it. This story can fit 75-125 words. Selecting pictures or graphics is an important part of adding content to your newsletter. Think about your article and ask yourself if the picture supports or enhances the message you re trying to convey. Avoid selecting images that appear to be out of context. Microsoft Publisher includes thousands of clip art images from which you can choose and import into your newsletter. There are also several tools you can use to draw shapes and symbols. Once you have chosen an image, place it close to the article. Be sure to place the caption of the image near the image. Inside Story Headline Inside Story Headline This story can fit 100-150 words. The subject matter that appears in newsletters is virtually endless. You can include stories that focus on current technologies or innovations in your field. You may also want to note business or economic trends, or make predictions for your customers or clients. If the newsletter is distributed internally, you might comment upon new procedures or improvements to the business. Sales figures or earnings will show how your business is growing. Some newsletters include a column that is updated every issue, for instance, an advice column, a book review, a letter from the president, or an editorial. You can also profile new employees or top customers or vendors. Inside Story Headline  To catch the reader's attention, place an interesting sentence or quote from the story here. Page # 433 Market StreetYour Suite 201 Camden, NJ 08102 This story can fit 175-225 words. If your newsletter is folded and mailed, this story will appear on the back. So, it s a good idea to make it easy to read at a glance. A question and answer session is a good way to quickly capture the attention of readers. You can either compile questions that you ve received since the last edition or you can summarize some generic questions that are frequently asked about your organization. A listing of names and titles of managers in your organization is a good way to give your newsletter a personal touch. If your organization is small, you may want to list the names of all employees. If you have any prices of standard products or services, you can include a listing of those here. You may want to refer your readers to any other forms of communication that you ve created for your organization. You can also use this space to remind readers to mark their calendars for a regular event, such as a breakfast meeting for vendors every third Tuesday of the month, or a biannual charity auction. If space is available, this is a good place to insert a clip art image or some other graphic. Phone: 800-464-8465 Fax: 856-966-3099 Email: xyz@microsoft.com Back Page Story Headline This would be a good place to insert a short paragraph about your organization. It might include the purpose of the organization, its mission, founding date, and a brief history. You could also include a brief list of the types of products, services, or programs your organization offers, the geographic area covered (for example, western U.S. or European markets), and a profile of the types of customers or members served. It would also be useful to include a contact name for readers who want more information about the organization. New Jersey Citizen Action Oil Group 433 Market St. Suite 201 Camden, NJ 08102 Organization We re on the Web! example.microsoft.com Mailing Address Line 1 Mailing Address Line 2 Mailing Address Line 3 Mailing Address Line 4 Mailing Address Line 5 New Jersey Citizen Action Oil Group New Jersey Citizen Action Oil Group Volume 1, Issue 1 Caption describing picture or graphic. Caption describing picture or graphic. Caption describing picture or graphic. Average Retail Price Vs. Oil Group Price 2004 2005 Heating Season New Jersey Citizen Action Oil Group 433 Market St. Suite 201 Camden, NJ 08102 Members usually saved about $0.20 per gallon compared to non-members. Keep this in mind when it is time for you to renew. You don t want to get stuck paying full price; especially when retail prices are already reaching above $2.50 per gallon and predicted to keep climbing! Trust NJCA Oil Group to do the negotiating for you and rest assured that we will lead you into another great year of savings that will include price caps and discounted service contracts for some members on top of the usual savings that all members enjoy. Save through efficiency measures... Talk to your dealer about participating in a budget billing option to stabilize your monthly bill. Obtain a home energy audit to ensure that your furnace and appliances are running efficiently. Weatherize your home by installing proper insulation; caulking and weather stripping windows and doors to seal out the cold air. Install a programmable thermostat and reduce temperature settings when you are not home or on vacation. Refer a Friend Our members love saving money and they love to share the wealth with family and friends. So, we decided to give members the credit for each new oil group member that they refer. For every new member who mentions you by name, you will receive a free one year membership to the oil group. Just continue to tell everyone you know who heats their home with oil to contact us. You receive a free year of membership, they save up to 30 % on their heating oil bills and we increase our power to negotiate lower prices for the state s oil heating consumers - everyone wins! (Free membership will be credited to next year s membership dues.) Quality Assurance NJCAOG is offering a one year free membership to a limited number of group members who would like to help us monitor pricing and billing. If you have participated in this program in the past, please remember to reregister again this year. If you save your bills and are interested in a one year free membership, please contact Tiffany by August 15, 2005, at 1-800-464-8465 or oilgroup@njcitizenaction.org for more details. If you think natural gas is a better bargain than oil, think again! Natural gas prices have risen sharply over the last year. The increase can be attributed to a number of factors including a growth in demand, government policies that encourage use of natural gas but limit access and development of domestic natural gas resources, the inability to bring more natural gas to market, and the declining existence of wells. It is also important to remember that oil has been cheaper than gas for nine of the past ten years. 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